Tag: Money
2025 Spending Audit: Where my Money Actually Went
I stepped up my credit card game. After hours of research, I landed on the following cards: As 2025 comes…Reading Time: 4 minutes | January 4, 2026Cheap vs Frugal
Values What's the difference between being cheap versus being frugal? I think it boils down to values. Frugal folks treat…Reading Time: 11 minutes | August 22, 2025How To Manage Your Finances in 2025
Here’s how I manage my finances in 2025. I plan to publish an updated version each year. As always, consult…Reading Time: 9 minutes | August 18, 2025How I Get 10% Cash Back at Starbucks
I use my Scotia Momentum® Visa Infinite Card to buy Starbucks gift cards at the grocery store. That way, I…Reading Time: 3 minutes | July 20, 2025I Finally Switched Phone Plans
I used to pay 55$/month plus tax for 100 GB with Virgin Plus. It was a Bring Your Own Phone…Reading Time: 3 minutes | July 10, 2025We Almost Bought a Home
We made the mistake of visiting model homes in Embrun and Russell. Visiting castles makes you want one. Worse, it…Reading Time: 4 minutes | May 19, 2025Wealthy Abundance
People like to complain about the economy. Scratch that, people like to complain in general. Even though many complaints are…Reading Time: 5 minutes | February 14, 2025Credit Card Optimization (2025)
The video below inspired me to step up my credit card game. I go down a personal finance rabbit hole…Reading Time: 6 minutes | January 18, 2025Our Plan to Purchase a Home
Introduction Kayla and I got married last summer. We’re 29 years old and live in a three-bedroom apartment in Ottawa,…Reading Time: 8 minutes | January 5, 2025Is Sports Betting Worthwhile?
Most of my friends believe they are profitable sports bettors. They all have their infallible system. They know I don't…Reading Time: 3 minutes | September 30, 2024